Two Free Apps to Help You Budget
Last updated July 21, 2025
Learning how to budget today will set you up for financial success tomorrow! Here are two free apps to help you manage your finances. Just download the apps on your phone, create your accounts, and start budgeting!
Goodbudget
Goodbudget is a simple but effective app that helps you stay on top of your finances. You can use it to log your income and sort your monthly expenses into “envelopes” to prevent you from overspending. When you’re ready to pay for your expenses, like rent or groceries, just pull from the envelopes!
PocketGuard
PocketGuard shows your finances in a simple pie chart view to show you where most of your money goes every month. It sets aside money to spend or save after you pay your monthly expenses. You can also categorize your expenses by hashtags! For example, if you get a latte from Dutch Bros, you can enter the payment as #coffee in the app.
Check out the rest of our free Money Management resources to learn how to be a smart spender and saver! If you have any job or finance-related questions, text #Jobs to 33-55-77 to chat with one of our advisors. If you're using a mobile device, click here to have the text message set up for you!