Losing your job or having your hours cut can be a stressful experience. However, it's important to know that there are options available to help you through this difficult time. We'll guide you through the process of filing for unemployment benefits to help you make ends meet while you search for your next job.

What Is Unemployment Insurance (UI)?

Unemployment Insurance (UI) is a program funded by employers to provide temporary financial assistance to eligible workers who have lost their jobs through layoffs, business closures, or other circumstances beyond their control. Each state manages its own UI program, so eligibility requirements will vary.

Who Qualifies for Unemployment Benefits?

Eligibility for unemployment benefits is determined by your state’s unemployment agency. While requirements differ by state, most require that you:

• Earned a minimum amount of wages during a specific "base period."
• Lost your job through no fault of your own.
• Are actively seeking work.

Some states require a minimum number of hours worked during a base period, while others focus on earnings. If you quit voluntarily without a valid reason or were fired for misconduct, you generally will not qualify. Always check your specific state’s requirements before applying.

What Documents Do I Need to Apply for Unemployment Benefits?

To apply for unemployment benefits, you'll typically need the following:

• Your Social Security number
• Your driver’s license or state-issued ID
• A recent pay stub
• Your full mailing address and phone number
• A list of employers you’ve worked for in the past 18–24 months, including their names, addresses, and your dates of employment
• The reason you left each job

How Much Will I Receive and For How Long?

The amount you receive is based on your earnings during the base period. Each state sets its own minimum and maximum benefit amounts. Most states offer up to 26 weeks of regular UI benefits, though this can vary. Typically, once your benefits run out, they can't be renewed.

How to Apply for Unemployment Benefits Online

To access your state’s unemployment application:

1. Visit CareerOneStop.org.
2. In the search bar, type “unemployment benefits.”
3. Click the “Unemployment Benefits Finder (Local Help)” link.
4. Select your state from the dropdown menu.
5. Follow the link under “To file a UI claim online” to be directed to your state’s application page.

If you have more questions about applying for unemployment benefits, text #Jobs to 33-55-77 to chat with one of our advisors. If you're using a mobile device, click here to have the text message set up for you!